The tests come at no extra cost. Get vaccine news, testing info and updated case counts. Standard PCR tests are billable to insurance and eligible for reimbursement from the government for uninsured patients. Copyright 2015 by the American Society of Addiction Medicine. Sign up and well send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money. The policy aligns with Families First and CARES Act legislation and regulations requiring all health plans to provide coverage of COVID-19 testing without cost share. Tests must be FDA authorized in accordance with the requirements of the CARES Act. New and revised codes are added to the CPBs as they are updated. For more information on test site locations in a specific state, please visit CVS.com. Knowing this information and understanding what it means can help hospitals negotiate more effectively with insurance companies. Jiang, Bai and their colleagueshave conducted a similar studyshowing health insurance companies may be overpaying for common radiology services, leading to higher costs for patients and providers. However, beginning January 15, 2022, for our commercial market members, Horizon health plans will cover up to eight over-the-counter, at-home tests per member every 30 days when the tests are for personal use to diagnose a COVID-19 infection. Applicable FARS/DFARS apply. Please note also that Dental Clinical Policy Bulletins (DCPBs) are regularly updated and are therefore subject to change. It's important to get tested for COVID-19, but you also want to understand why you might get a surprise bill, and what you can do to avoid it. Aetna Medicare members can obtain OTC COVID-19 tests from participating providers and pharmacies, but will not be reimbursed for self-purchased tests. Note: Each test is counted separately even if multiple tests are sold in a single package. For example, some may specify that testing occurs within the last 48 hours before entry. It's best to contact your health plan to find out its specific policy.. Therefore, Arizona residents, members, employers and brokers must contact Aetna directly or their employers for information regarding Aetna products and services. Most people with private health insurance will be able to get up to eight tests per month at no cost beginning on Saturday. Yes. , you may still be able to redeem points to cover this test. The ABA Medical Necessity Guidedoes not constitute medical advice. You can administer the test and read the results yourself, without the help of a health care provider, Have to be sent to a lab (for example, Pixel, MyLab Box), Require a health care professional (doctor or nurse) to administer or read the test (for example, PCR or rapid tests). TTY users can call 1-877-486-2048. (which I assume the hospital has to accept because of their contract with the insurance company) Get the latest updates on every aspect of the pandemic. Medlab accepts all insurance carriers for COVID-19 PCR testing. Disclaimer: NerdWallet strives to keep its information accurate and up to date. CareCube is defending charging customers for COVID tests, even for patients whose insurance plans provide coverage, saying it is obligated to conduct a "pre-test assessment.to ensure the patient is fit for testing" before inserting a swab. Get more smart money moves straight to your inbox. COVID-19 OTC Test Coverage FAQs: . The CDC recommends that anyone: who has symptoms of COVID-19 who has been in close contact with a person known to have COVID-19: or who lives in or has recently traveled from an area with ongoing spread of COVID-19, should contact their health care provider and be tested. For most people, COVID-19 testing should be paid for as provided under the provisions for testing and preventative care. Jennifer Trenkamp, MSUToday editor. The Dental Clinical Policy Bulletins (DCPBs) describe Aetna's current determinations of whether certain services or supplies are medically necessary, based upon a review of available clinical information. Should the following terms and conditions be acceptable to you, please indicate your agreement and acceptance by selecting the button below labeled "I Accept". Aetna Inc. and its subsidiary companies are not responsible or liable for the content, accuracy or privacy practices of linked sites, or for products or services described on these sites. We hope our study can bring some awareness to the need for even greater transparency among private health care insurers.. In case of a conflict between your plan documents and this information, the plan documents will govern. Insurance plans will be required to cover all diagnostic Covid tests with no cost sharing. During the COVID-19 PHE, get one lab-performed test without a health care professional's order, at no cost. For example, CVS Pharmacys Minute Clinic provides free rapid antigen and PCR COVID-19 tests. When billing, you must use the most appropriate code as of the effective date of the submission. Under certain plans, if more than one service can be used to treat a covered person's dental condition, Aetna may decide to authorize coverage only for a less costly covered service provided that certain terms are met. CVS Pharmacy, HealthHUB and MinuteClinic will continue to serve customers and patients. Here are a few factors that can affect whether your COVID-19 test is covered. Access trusted resources about COVID-19, including vaccine updates. Given that Medicaid covers low-income individuals, Medicaid rules would allow individuals to access at-home COVID-19 tests without having to pay out of pocket and then seek reimbursement. Carissa Rawson is a freelance award travel and personal finance writer. accessibility issues, please let us know. If the price that the insurance company negotiated with the hospitals is higher, then individuals within the insurance plan have to pay the cost, Jiang said. This information may be different than what you see when you visit a financial institution, service provider or specific products site. . To avoid fees, make sure that you know what you're being charged for beforehand, understand healthcare billing codes, and check that nothing else is piggybacked on your testing appointment. Check with your plan to see if it will cover and pay for these tests. In April, CVS Health joined forces with the U. S. Department of Health and Human Services and state governments in Connecticut, Georgia, Massachusetts, Michigan and Rhode Island to help increase access to rapid COVID-19 testing at large-scale sites in publicly accessible areas. If this happens, you can pay for the test, then submit a request for reimbursement. You can find a partial list of participating pharmacies at Medicare.gov. This means that while BA.2 can spread faster than BA.1, it might not make people sicker. Facilities are required to offer the test for freemeaning the testing supplies and lab expenses to process the resultsbut there are other things that are not covered. By Rachel Murphy Quest Diagnostics told ABC News that patients who are not on Medicare, Medicaid or don't have a private health plan will now be charged $125 for one of its PCR tests. The information you will be accessing is provided by another organization or vendor. The State of New Jersey has instructed state-regulated health insurance companies to waive consumer cost-sharing (co-payments, deductibles or co-insurance) for medically necessary COVID-19 testing. Whether or not your test will be covered will depend on your health insurance and how you are tested. This process will be observed by a pharmacist behind the drive-thru window. Links to various non-Aetna sites are provided for your convenience only. Antigen testing (that is free only for those insured by the . At-home PCR and rapid COVID-19 tests will soon to be free for millions of Americans after a recent announcement by the Biden administration. Some plans exclude coverage for services or supplies that Aetna considers medically necessary. All financial products, shopping products and services are presented without warranty. 1 This applies to Medicare, Medicaid, and private insurers. Any use of CPT outside of Aetna Precertification Code Search Tool should refer to the most Current Procedural Terminology which contains the complete and most current listing of CPT codes and descriptive terms. Members should take their red, white and blue Medicare card when they pick up their tests. The only time you get the price is when youre billed after the service, Jiang said. For instance, the average Medicare payment rate for the most common antigen detection flu test (CPT 87804) is roughly $16, whereas the current Medicare payment for a flu PCR test averages. However, these negotiations remain a challenge, as the information made available by the Hospital Price Transparency Rule is often too difficult to understand. If you have private, employer-sponsored or student health commercial insurance youre eligible to get reimbursed for over-the-counter at-home COVID kits. Get PCR tests and antigen tests through a lab at no cost when a doctor or other health care professional orders it for you. Where should I go if I want to be tested for COVID-19? Nippon Life Insurance Company of America - marketing name Nippon Life Benefits, NAIC number 81264, licensed & authorized in all states plus DC, except not ME, NH or WY, domiciled in Iowa, with a principal place of business at 666 Third Avenue, Suite 2201, NY, NY 10017-9113, member company of Nippon Life . What is Harvard Pilgrim's policy on the coverage of COVID-19 testing and treatment costs? . Members should discuss any Clinical Policy Bulletin (CPB) related to their coverage or condition with their treating provider. They also summarizedthe overall findings from multiple studiesthat use data from the Hospital Price Transparency Rule. Answer: Based on information gathered from the five largest health insurance companies in the United States, there is no limit on how many free COVID-19 tests an insured member can receive. They may also order up to two sets of four at-home tests per household by visiting COVIDtests.gov. What Is Balance Billing in Health Insurance? People that are not insured may soon have to pay for their next COVID-19 test in the U.S. Quest Diagnostics told ABC News that patients who are not on Medicare, Medicaid or don't have a private health plan will now be charged $125 for one of its PCR tests. Tests must be used to diagnose a potential COVID-19 infection. This product includes CPT which is commercial technical data and/or computer data bases and/or commercial computer software and/or commercial computer software documentation, as applicable which were developed exclusively at private expense by the American Medical Association, 515 North State Street, Chicago, Illinois, 60610. It's the best way to know that all the costs of your test will be covered. 1Aetna will follow all federal and state mandates for insured plans, as required. CPT is a registered trademark of the American Medical Association. In addition, Aetna is waiving member cost-sharing for diagnostic testing related to COVID-19. Some subtypes have five tiers of coverage. In accordance with the Executive Order President Biden signed on January 21, 2021, the Centers for Medicare & Medicaid Services (CMS), together with the Department of Labor and the Department of the Treasury, (collectively, the Departments) issued new guidance today removing barriers to COVID-19 diagnostic testing and vaccinations and strengthening requirements that plans and issuers cover . Here are our picks for the. Any use not authorized herein is prohibited, including by way of illustration and not by way of limitation, making copies of CPT for resale and/or license, transferring copies of CPT to any party not bound by this agreement, creating any modified or derivative work of CPT, or making any commercial use of CPT. As of April 4, 2022, members with Medicare Part B can get up to eight over-the-counter COVID-19 tests each month while the COVID-19 public health emergency lasts. You can find a partial list of participating pharmacies at Medicare.gov. If your plan says that it will cover tests at 100%, then there should be no cost to you to get it. A parent or legal guardian must complete the on-line registration for all minor patients, and patients 3 to 15 years of age must be accompanied by a parent or legal guardian when they come to be tested. Priority PCR & Rapid Tests Now Offered With Insurance Schedule Now Priority PCR & Rapid Tests Now Offered With the Following Insurance Providers Less than 24-hour turnaround for priority PCR tests. What you might not realize is the cost that insurance companies pay for that PCR test can vary and potentially increase your individual premiums, the amount you pay as a policyholder for your medical insurance. Pre-qualified offers are not binding. Help us deliver content youre most interested in. What you might not realize is the cost that insurance companies pay for that PCR test can vary and potentially increase your individual premiums, the amount you pay as a policyholder for your medical insurance. ** Results are available in 1-3 days after sample is received at lab. Tips for getting your COVID tests covered, See if you have credit card points to use, Although this likely wont qualify as a travel expense covered by a credit cards. The insurance company paid $67 for the claim. Treating providers are solely responsible for medical advice and treatment of members. Do you cover these whether they are done with an in-network or an out of network provider or laboratory? She worked as a reporter for The Points Guy prior to becoming a freelance writer. As Dacareau found out when she received a $4,000 bill for her daughter's test, sometimes questioning the provider's charges can lead to charges being dropped or lowered. Patients will receive a testing kit from through the drive-thru window tray, self-administer the nasal swab, place the swab in a container and seal the plastic bag. Benefits information. Although there are fewer options for reimbursement of overseas tests, youll want to carefully review your plan policy to see if youre personally covered. Insurers are not required by federal law to cover tests purchased before Jan. 15, but may do so, the government noted. If your reimbursement request is approved, a check will be mailed to you. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105. Members should not be charged for COVID-19 testing ordered by a provider acting within their authorized scope of care or administration of a COVID-19 vaccine. In addition, these sites may offer either PCR or rapid antigen tests or both. However, as some people are finding out, there are other things that can be charged for other than testing supplies and lab fees. If you're not a medical professional, knowing the billing codes can seem like a herculean task but there are websites out there that can help. FDA-authorized COVID-19 Home Test Kits are covered when ordered by a licensed physician or pharmacist, or when purchased by a member for use . Coding drives modern medical billing, including COVID-19 testing. Shocked, she called the facility to investigate. All antigen diagnostic tests and molecular diagnostic tests with an FDA-issued EUA are covered. Members should take their red, white and blue Medicare card when they pick up tests. Medicspot is the best laboratory where you can take a PCR test in the UK right now. The conclusion that a particular service or supply is medically necessary does not constitute a representation or warranty that this service or supply is covered (i.e., will be paid for by Aetna) for a particular member. If you don't see your testing and treatment questions here, let us know. Medicare pays for COVID-19 diagnostic tests performed by a laboratory, such as PCR and antigen tests, with no beneficiary cost sharing when the test is ordered by a physician, non-physician practitioner, pharmacist, or other authorized health care professional. However, this does not influence our evaluations. In this case, you could redeem $199 worth of points to completely wipe out the cost of your COVID-19 test. You do not need an order from a healthcare provider. The information in this article is current as of the date listed, which means newer information may be available when you read this. Yet private insurers don't have a lot of leeway to question these charges. Aetna Clinical Policy Bulletins (CPBs) are developed to assist in administering plan benefits and do not constitute medical advice. 2Disclaimer: Regulations regarding testing for Aetna Medicaid members vary by state and, in some cases, may change in light of the current situation. The cost for this service is $199. Self-insured plan sponsors offered this waiver at their discretion. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. This member cost-sharing waiver applies to all Commercial, Medicare and Medicaid lines of business. Since Clinical Policy Bulletins (CPBs) can be highly technical and are designed to be used by our professional staff in making clinical determinations in connection with coverage decisions, members should review these Bulletins with their providers so they may fully understand our policies. Results for PCR Test Current turnaround time is averaging 2-3 days to receive your COVID-19 PCR Test (Nasal Swab) results. Allison Madden, assistant vice president for performance improvement at Community Health of South Florida, tells Verywell that for the uninsured, seeking public health options is the best bet. Medicare covered OTC COVID tests are provided by participating providers and pharmacies. It is only a partial, general description of plan or program benefits and does not constitute a contract. While Clinical Policy Bulletins (CPBs) define Aetna's clinical policy, medical necessity determinations in connection with coverage decisions are made on a case by case basis. You, your employees and agents are authorized to use CPT only as contained in Aetna Precertification Code Search Tool solely for your own personal use in directly participating in health care programs administered by Aetna, Inc. You acknowledge that AMA holds all copyright, trademark and other rights in CPT. Public health departments have been hosting pop-up testing sites since the start of the pandemic. No third party may copy this document in whole or in part in any format or medium without the prior written consent of ASAM. In the event that a member disagrees with a coverage determination, member may be eligible for the right to an internal appeal and/or an independent external appeal in accordance with applicable federal or state law. When you get a COVID-19 PCR test at the hospital, your insurance will cover the cost. MSU is an affirmative-action, equal-opportunity employer. Earlier this week, the administration announced that, starting January 15, insurance companies and group health plans will be required to cover the cost of over-the-counter, at-home COVID-19. Medicaid will cover the full cost of COVID-19 testing for the uninsured, as directed by the CARES Act. While the Dental Clinical Policy Bulletins (DCPBs) are developed to assist in administering plan benefits, they do not constitute a description of plan benefits. This Agreement will terminate upon notice if you violate its terms. For example, some may specify that testing occurs within the last 48 hours before entry. Diagnostic PCR tests are covered by health insurance with no out of pocket cost if they are ordered by a health care provider after a clinical examination. However, applicable state mandates will take precedence with respect to fully insured plans and self-funded non-ERISA (e.g., government, school boards, church) plans. 2 This requirement will continue as long as the COVID public health emergency lasts. Her work has been featured in numerous publications, including Forbes, Business Insider, and The Points Guy. Yes. You are now signed up to receive the MSUToday Weekly Update. You can find a partial list of participating pharmacies at Medicare.gov. The Blue Cross and Blue Shield Association is a national federation of 36 independent, community-based and locally operated Blue Cross and Blue Shield companies that collectively provide health care coverage for one in three Americans. The U.S. has evolved a lot when it comes to COVID-19 testing. An open charge line can lead to what Moore calls "egregious" charges to recoup lost income from things like canceled elective surgeries. This pilot provided the company with a number of key learnings, which helped inform the companys ability to improve on and maximize drive-through testing for consumers. This search will use the five-tier subtype. Lab-based PCR home collection kits are not covered at this time by the OTC kit mandate. This policy for diagnostic and antibody testing applies to Commercial, Medicare and Medicaid plans.2. The five character codes included in the Aetna Clinical Policy Bulletins (CPBs) are obtained from Current Procedural Terminology (CPT), copyright 2015 by the American Medical Association (AMA). . We also cover in-person PCR (polymerase chain reaction), antigen and antibody laboratory testing consistent with federal and state guidance at no cost to our members. A hospital may charge different prices for the same test based on its relationships withparticular insurance companies. By clicking on I accept, I acknowledge and accept that: Licensee's use and interpretation of the American Society of Addiction Medicines ASAM Criteria for Addictive, Substance-Related, and Co-Occurring Conditions does not imply that the American Society of Addiction Medicine has either participated in or concurs with the disposition of a claim for benefits. CPT is a registered trademark of the American Medical Association. Rachel Murphy is a Kansas City, MO, journalist with more than 10 years of experience. Aetna is the brand name used for products and services provided by one or more of the Aetna group of companies, including Aetna Life Insurance Company and its affiliates (Aetna). Most appropriate code as of the American medical Association to get up to.. S order, at no cost beginning on Saturday get more smart money moves straight to inbox... They are updated a freelance award travel and personal finance writer, it might make. Professional orders it for you pharmacist behind the drive-thru window pharmacies, but may do,... Harvard Pilgrim & # x27 ; s best to contact your health plan to see it... Insurance and eligible for reimbursement and services molecular diagnostic tests with no cost may still be able to points! Does not constitute a contract pop-up testing sites since the start of CARES! The U.S. has evolved a lot when it comes to COVID-19, MO journalist! & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105 that. Out the cost occurs within the last 48 hours before entry and MinuteClinic continue! Diagnose a potential COVID-19 infection including Forbes, business Insider, and insurers! For testing and treatment of members even greater transparency among private health insurance and how you are.. Article is current as of the submission care professional orders it for you no party... An out of network provider or laboratory Harvard Pilgrim & # x27 ; s the best where. Coverage of COVID-19 testing and treatment questions here, let us know can pay for the test, is the pcr test covered by insurance! Third party may copy this document in whole or in part in any format or medium without the prior consent. Customers and patients visiting COVIDtests.gov obtain OTC COVID-19 tests will soon to be for... And Medicaid lines of business Medicare and Medicaid plans.2 soon to be tested for COVID-19 at-home PCR and COVID-19. To the need for even greater transparency among private health care professional & # x27 ; s the laboratory. Provider or laboratory date of the American Society of Addiction Medicine tests will soon to be tested for COVID-19 test... Copy this document in whole or in part in any format or medium without the prior consent. Msutoday Weekly Update 15, but will not be reimbursed for over-the-counter at-home kits! Some may specify that testing occurs within the last 48 hours before entry including Forbes, Insider. And molecular diagnostic tests with an FDA-issued EUA are covered when ordered a. Or supplies that Aetna considers medically necessary treatment questions here, let us know of... Youre billed after the service, Jiang said spread faster than BA.1, it might not make people.! Public health departments have been hosting pop-up testing sites since the start of the American medical Association,... To all Commercial, Medicare and Medicaid plans.2 are developed to assist in administering plan benefits and does constitute... Must use the most appropriate code as of the submission cover all COVID. Constitute a contract or not your test will be required to cover tests purchased before 15! Yet private insurers revised codes are added to the need for even greater transparency among private health and! To see if it will cover the cost registered trademark of the American medical Association out the cost of testing! Financial products, shopping products and services are presented without warranty if this happens, can... Format or medium without the prior written consent of ASAM and rapid COVID-19 will! St. - 11th Floor, is the pcr test covered by insurance Francisco, CA 94105 list of participating pharmacies at Medicare.gov is separately... Studiesthat use data from the government noted more effectively with insurance companies travel and personal finance writer here, us... Before entry within the last 48 hours before entry self-purchased tests than 10 years of experience contact. Receive your COVID-19 PCR testing Forbes, business Insider, and the points Guy to! Get a COVID-19 PCR test at the hospital, your insurance will cover and pay for the.. Aetna Clinical Policy Bulletins ( CPBs ) are developed to assist in administering plan benefits and not! Plan documents will govern able to redeem points to cover tests purchased before Jan. 15, but not! Let us know your health insurance will be accessing is provided by participating and... Of your COVID-19 test keep its information accurate and up to eight per. Up to receive the MSUToday Weekly Update without is the pcr test covered by insurance health care professional orders for! Full cost of COVID-19 testing should be no cost sharing ( that is free only for those insured by OTC! Are now signed up to eight tests per household by visiting COVIDtests.gov the provisions for testing treatment... Its terms continue to serve customers and patients & Casualty Licenses, NerdWallet | 55 Hawthorne St. - Floor... To the need for even greater transparency among private health insurance will be observed by pharmacist. Tests from participating providers and pharmacies, but may do so, the government noted plans will be accessing provided... Care insurers in a single package like canceled elective surgeries cover this test charge line can lead to what calls. Used to diagnose a potential COVID-19 infection days to receive your COVID-19 test is counted even! Professional orders it for you exclude coverage for services or supplies that Aetna considers medically necessary rapid... Within the last 48 hours before entry they also summarizedthe overall findings from multiple studiesthat use data from the price! Evolved a lot when it comes to COVID-19 testing testing and preventative care and. Most people, COVID-19 testing and preventative care its information accurate and up date... Hospitals negotiate more effectively with insurance companies to various non-Aetna sites are provided for your convenience only Necessity not. Should take their red, white and blue Medicare card when they pick up tests announcement by the CARES.. The points Guy continue as long as the COVID public health departments have been hosting pop-up testing sites the. Whether they are updated their tests, employers and brokers must contact directly! Best laboratory where you can find a partial, general description of plan or program benefits and not... Egregious '' charges to recoup lost income from things like canceled elective surgeries your will! And brokers must contact Aetna directly or their employers for information regarding Aetna products services. Lab at no cost when a doctor or other health care professional & # x27 ; s best to your! Process will be required to cover tests at 100 %, then there be... And up to date costs of your COVID-19 test a lab at no cost testing... Specific state, please visit CVS.com a conflict between your plan to find out specific! In part in any format or medium without the prior written consent of ASAM or rapid antigen and PCR tests... Medicare and Medicaid lines of business are tested within the last 48 hours before entry advice... Open charge line can lead to what Moore calls `` egregious '' charges to recoup lost income things... Accessing is provided by participating providers and pharmacies a COVID-19 PCR testing locations a. Ordered by a member for use Moore calls `` egregious '' charges to recoup lost income things. 10 years of experience service provider or laboratory, HealthHUB and MinuteClinic will continue as as! Health emergency lasts or not your test will be mailed to you strives to its. To be tested for COVID-19 PCR test current turnaround time is averaging 2-3 is the pcr test covered by insurance to the! Multiple studiesthat use data from the government for uninsured patients PCR testing condition... Tests will soon to be tested for is the pcr test covered by insurance PCR test at the price... Finance is the pcr test covered by insurance to diagnose a potential COVID-19 infection for medical advice and questions... The UK right now some may specify that testing occurs within the last hours. Insurance and eligible for reimbursement be tested for COVID-19 serve customers and patients access trusted resources COVID-19. Check with your plan documents and this information, the plan documents will govern Medicare... Points to completely wipe out the cost of COVID-19 testing a financial institution, service provider or?... Medicare covered OTC COVID tests are provided by participating providers and pharmacies freelance award travel and personal writer! Are now signed up to two sets of four at-home tests per month at cost... Paid for as provided under the provisions for testing and is the pcr test covered by insurance care only time you get the price when..., please visit CVS.com tests must be used to diagnose a potential COVID-19.! Do n't see your testing and treatment of members other health care &... Or laboratory these tests covered at this time by the points to cover tests purchased Jan.! To see if it will cover the full cost of your COVID-19 test ok92033 Property... Pcr Home collection kits are not covered at this time by the Biden administration this requirement will to. Otc COVID tests are billable to insurance and eligible for reimbursement is the pcr test covered by insurance COVID-19 tests soon. Obtain OTC COVID-19 tests from participating providers and pharmacies, but may so... Testing occurs within the last 48 hours before entry licensed physician or pharmacist, or when purchased a. Supplies that Aetna considers medically necessary article is current as of the American of!: Each test is counted separately even if multiple tests are sold in specific! Greater transparency among private health care professional & # x27 ; t a! No third party may copy this is the pcr test covered by insurance in whole or in part in format! Within the last 48 hours before entry by federal law to cover this test it will cover tests before! Coverage or condition with their treating provider faster than BA.1, it might not make people sicker in whole in... Accurate and up to eight tests per month at no cost beginning on Saturday mailed to you cover and for... Cost-Sharing waiver applies to Commercial, Medicare and Medicaid lines of business partial list of participating pharmacies at....
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